Is it worth to have travel insurance abroad?

The answer to the question whether it is worth having travel insurance is very simple. When choosing a holiday abroad it is always a good idea to have travel insurance. Thanks to it we can avoid many unnecessary expenses. Nobody thinks  that something bad can happen to us during holiday, an optional trip, in a hotel by the pool, by the sea. The truth is that good travel insurance will help us avoid stress and therefore enjoy comfortable and cheap vacation.

Cost of the illness.

Abroad, every illness costs money. Even if we have a clean bill of health, it is not said that we will not get injured. That when we enter the pool we do not twist an ankle. And then we have to go to the doctor. With proper insurance, we do not have to worry about costs.

There are also more serious diseases that can happen to everyone. Diseases in which hospitalization is necessary. And it costs a lot abroad. You have to take into account the cost of transporting the patient to the country. It is usually very expensive and it is worth having appropriate insurance for such an eventuality.

Which travel insurance will be the best?

When choosing a travel insurance we need to know our needs. We will not always need the most expensive insurance. If you do not plan doing any extreme sports you will not need insurance covering them. It is also worth choosing a relatively high insurance which means an insurance for high sums. Treatment costs can reach even hundreds of thousands euro or pounds. Therefore, for a two-week stay abroad, it is worth having insurance for at least 200 – 300 thousand. For this you will not be held responsible for any unintentional damage you do, an insurance against accidents and baggage insurance.

I’m traveling with a travel agency, do I have insurance?

When traveling with a travel agency we usually get some insurance in the package. However, you need to review them carefully, learn about its scope and the amounts it generates. You can always get extra insurance when you come to the conclusion that the amount of insurance is too low. And remember! It is better to have insurance and not need it than to not have it and need it.